Using Your Tax Return For Furniture
It’s that time of year, tax season is here and it’s time to make the most of that refund. We all know it isn’t wise to blow that money on some fancy shoes or jewelry but furniture is a wise investment!
Get what you want now
Are you still waiting for this year’s tax refund to hit your bank account? Or maybe you haven’t even filed your 2019 taxes yet. It’s okay, you still have time! However, you’ve probably already started spending that money in your head. Wouldn’t it be nice to get the things you want right now rather than waiting until the money arrives from Uncle Sam? You can now, and we have some great options for you to check out.
4 Interest free payments
Split your purchase into 4 equal payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!
Apply for easy monthly financing directly in the checkout. A simple, 2-step application will provide an instant approval decision. Once you’ve been approved, you’ll receive reminders and can manage your payments directly in the Klarna App.
With Acima’s No Credit Needed payment option, you can shop through thousands of products on our website and get up to 12 months to pay for your purchase. There’s no need to wait until your tax refund gets here; you can get the things you’ve been dreaming about and take them home today.
No Interest, no hassle
If you would rather pay off your lease as soon as your tax refund arrives, you may be able to take advantage of the early purchase option. When you pay off your lease within 90 days, they will simply close your account for the amount financed. This means you will only pay the price of your item plus $10.
If you have a lower credit score and you have been trying to build it now is the perfect time to take that jump. You can use Acima to finance your furniture, make sure you make every payment on time and watch your credit grow month by month! While many traditional bank lenders may not take a chance on you – they will. Consider applying if you have low or no credit.
Partnering with credit bureaus, including Experian, means they can report your payment history directly to these bureaus.
Plan on moving?
If you plan on putting up that “for sale” sign this year its time to concentrate on them home projects. One of the easiest ways to spruce up your home to resell is with a fresh living room set or bedroom set. If your looking to save more of your tax refund money for other projects maybe go with some accent furniture or decor.
Increase your property value
You can also increase your property value and thereby your equity by using your tax refund to make home improvements and repairs so your house remains up-to-date and in good condition. Start with deferred maintenance tasks and then tackle updates and improvements. With your new furniture and house updates your home will sell in no time.
Them final improvements
For under $1,000, you can make home improvements that will improve your daily quality of life. Not only will these enhancements make you feel a little happier at home, but they’ll also add value to your house if you decide to sell it later.